New Delhi, May 27: The Cyber Police Station of Central District Police on Wednesday busted an interstate cyber fraud network involved in supplying bank account kits, SIM cards, and ATM cards that were used in online fraud cases. Three key operatives linked to the racket have been arrested from Haryana, Punjab, and Himachal Pradesh.

According to police, the accused targeted innocent citizens by impersonating Paytm employees and gaining access to victims’ mobile phones on the pretext of updating KYC details or Paytm settings.

The breakthrough came after a complaint was lodged at PS Cyber Central by a tea seller residing in South Patel Nagar, Delhi. The complainant alleged that an unidentified man visited his tea stall posing as a Paytm employee and offered to update the KYC settings on his mobile phone. During the process, the fraudster dishonestly gained access to the device and fraudulently transferred Rs 90,000 from the victim’s bank account.

Following the complaint, police conducted a preliminary enquiry and technical examination of the transaction trail. Subsequently, FIR No. 26/2026 dated May 15, under Section 318(4) of the Bharatiya Nyaya Sanhita (BNS), was registered at PS Cyber Central, and an investigation was initiated.

Considering the seriousness and interstate nature of the offence, a dedicated police team comprising SI Ravinder Kumar, HC Deepak, and HC Jai Kishan was formed under the supervision of SHO/Cyber Inspector Yograj Dalal and the overall supervision of ACP/OPS/Central Shri Padam Singh Rana.

During the investigation, the team carried out extensive technical surveillance, beneficiary account verification, bank transaction analysis, CCTV footage examination, digital profiling, and financial trail analysis. Investigators found that the cheated amount had been transferred into a Punjab National Bank account allegedly being used for routing proceeds of cyber fraud.

Further scrutiny of KYC documents, transaction records, and registered mobile numbers led to the identification of accused Vishesh Singh, a resident of Panchkula, Haryana. Police later discovered that beneficiary bank accounts, SIM cards, and ATM kits were being procured and supplied through an organised interstate network for use in cyber fraud activities.

Acting on technical inputs and local Intelligence, police teams conducted multiple raids in Panchkula, Haryana; Zirakpur in Mohali; and adjoining areas of Haryana and Punjab. Sustained surveillance and field verification ultimately resulted in the arrest of three accused persons on May 19.

The arrested accused have been identified as Vishesh Singh, 22, a resident of Panchkula, Haryana; Sachin Maurya, 22, also from Panchkula; and Ashish Sharma, 27, a resident of Kottla Kallan in Himachal Pradesh’s Una district.

According to police, Vishesh Singh acted as a beneficiary bank account holder and supplied bank account kits and SIM cards for cyber fraud activities. Sachin Maurya allegedly worked as a facilitator involved in collecting bank account kits and supplying them to other cyber fraud operatives. Ashish Sharma was allegedly responsible for handling and supplying multiple bank account kits to cyber fraud associates operating in different locations.

During interrogation, the accused disclosed that they used to receive commissions for arranging and supplying bank accounts, ATM cards, registered SIM cards, and banking credentials. These were later used by cyber fraudsters for routing and withdrawing cheated money in various fraud cases.

Police said the accused acted as intermediaries between bank account providers and organised cyber fraud syndicates operating in different states through mule bank accounts.

Technical surveillance, WhatsApp profiling, digital communication analysis, and mobile number linkage examination further revealed the active involvement of Sachin Maurya and Ashish Sharma in arranging, collecting, and circulating bank account kits and SIM cards to cyber fraudsters.

Investigators also found that the accused extensively used social media platforms such as Instagram and WhatsApp for communication, coordination, and transferring banking kits among members of the cyber fraud network.

Analysis of the seized mobile phones revealed incriminating digital evidence, including WhatsApp chats related to the supply of bank accounts and commission distribution, contact details of suspected cyber fraud associates, social media communications with co-accused persons, and details of mule bank accounts, SIM cards, and beneficiary account credentials.

Police recovered four mobile phones allegedly used for circulating bank account details and coordinating cyber fraud activities.

Further technical examination has revealed possible links with several other cyber fraud complaints and interstate cyber fraud modules. Investigation regarding the identification of additional co-accused persons, tracing of cheated money, and identification of other victims is currently underway.

Mumbai: In a four-year-old cyber fraud case wherein a city-based police officer lost ₹2.99 lakh after a call regarding PAN and Aadhaar card updates, the metropolitan magistrate court, Girgaon, has acquitted the accused from Jharkhand.

The court held that the mere receipt of funds suspected to be proceeds of cybercrime is insufficient to establish guilt without additional credible evidence.

It noted that the complainant, Priyanka Pawar transferred the money after providing an OTP, which does not constitute a criminal offence by the recipient, Manoj Kisku, 23. While the court observed that the man cannot be held criminally liable, it noted that civil liability may exist.

Pawar lodged a complaint with the South Cyber police station, claiming that on February 26, 2022, she received a call from an individual posing as a bank representative. The caller instructed her to update her PAN and Aadhaar details via a link. Upon clicking the link, ₹99,986 was transferred from her account. She later provided an OTP, leading to further debits totalling ₹2.99 lakh.

The investigation identified that the mobile number belonged to Rauf Ansari, while the funds were credited to the account of Kisku, a resident of Jamua, Jharkhand.

The court observed that the prosecution failed to establish a criminal conspiracy or a direct connection between Kisku and Ansari, noting that the mobile number used for communication was registered in Ansari’s name, yet Ansari had not been arrested. “It appears that the investigating officer had not arrested Ansari. Besides, the prosecution had not adduced direct or any circumstantial evidence on record, which could reflect that there was criminal conspiracy of the accused with Ansari,” the court stated.

Mumbai: The Economic Offences Wing (EOW) of Mumbai Police on Monday registered a fresh case of alleged cheating, criminal breach of trust, and criminal conspiracy against former directors and officials of companies linked to the Anil Dhirubhai Ambani Group (ADAG).

According to police officials, the accused allegedly obtained a bank loan of ₹150 crore and later diverted the funds for purposes other than those for which the loan was sanctioned, eventually defaulting on repayment. This is the second FIR registered following a complaint filed by Axis Bank against companies associated with the ADAG group.

An EOW source said the latest case was registered at Cuffe Parade Police Station on the complaint of Prakash Prabhakar Rao, Vice-President of Axis Bank. Rao had earlier lodged another FIR in March this year against several ADAG-linked firms and their directors on similar allegations.

The FIR names the then whole-time director of Reliance Home Finance Limited (RHFL), former directors of beneficiary companies within the ADAG group, and other concerned company officials.

Police officers said the alleged offence took place between January 2010 and November 2019. Investigators suspect that the accused, in connivance with former directors of the company, entered into a criminal conspiracy to defraud the complainant bank and cause wrongful financial loss.

According to police sources, the accused allegedly submitted forged documents, furnished false financial information, and made misleading disclosures regarding the financial condition of RHFL to secure the loans. The funds were then allegedly diverted to accounts of other affiliated group companies.

Officials further said that the EOW is examining the financial trail and the role of various company officials in the alleged diversion of funds. Earlier, on March 12 this year, the EOW had registered another case on similar grounds against companies linked to the Anil Ambani group.