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‘A step towards self-reliant India’: HM Amit Shah on 11 years of PMJDY

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New Delhi, Aug 28: Union Home Minister Amit Shah on Thursday hailed the socio-economic gains from the Pradhan Mantri Jan Dhan Yojana (PMJDY), crediting Prime Minister Narendra Modi for conceiving the world’s largest banking initiative in history.

“Exactly 11 years ago today, for the financial inclusion of the poor, women, farmers, and deprived sections, Modi ji launched the world’s largest banking initiative in history, the ‘Pradhan Mantri Jan Dhan Yojana’,” said HM Shah on the anniversary of the scheme.

He said, in a post on X, “Through #11YearsOfJanDhan, a historic effort was made to connect a large section of the country to banking facilities, which had been deprived of it for decades.”

HM Shah highlighted that today, more than 56 crore Jan Dhan beneficiaries, including nearly 56 per cent women, are directly benefiting from various government schemes such as banking, insurance, and pension, and are engaged in achieving the goal of a developed and self-reliant India.

Earlier, PM Modi said that the scheme has enhanced dignity and empowered people to script their own destiny.

He took to his social media platform, X and said, “When the last mile is financially connected, the entire nation moves forward together. That is exactly what the Pradhan Mantri Jan Dhan Yojana achieved. It enhanced dignity and gave people the power to script their own destiny. 11YearsOfJanDhan.”

According to a government factsheet, over 67 per cent of the PMJDY accounts are located in rural or semi-urban areas, while 56 per cent of the accounts were opened by women.

“The PMJDY has been one of the major channels for delivering benefits under various schemes using Direct Benefit Transfer (DBT), providing credit facilities, social security, and enhancing savings and investments,” Union Finance Minister Nirmala Sitharaman said.

The scheme has also issued 38 crore RuPay cards, playing a major role in increasing digital transactions to 22,198 crore in 2024-25.

The number of RuPay card transactions at PoS and e-commerce has increased from 67 crore in FY 2017-18 to 93.85 crore in FY 2024-25, the government said in a release.

In line with PM Modi’s vision of every household having a bank account and every adult having insurance and pension coverage, saturation drives are being conducted nationwide, said Union Minister of State for Finance Pankaj Chaudhary.

The campaigns will run till September 30 to expand the reach of PMJDY.

“At least one camp will be held in each of the 2.7 lakh gram panchayats in the country where eligible persons can open PMJDY accounts, enrol under Jansuraksha schemes, and also do their re-KYC and update nominations in their bank accounts,” the minister said.

“We have achieved near saturation in bank accounts, and there has been a continuous increase in insurance and pension coverage across the country,” he added.

Notably, the total deposit balances under PMJDY accounts have reached Rs 2,67,756 crore, while the number of accounts has increased three-fold, and the total deposits have grown by approximately 12 times.

National News

PM Modi ends the exam leak standoff, clears path for reform

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New Delhi, July 24: Prime Minister Narendra Modi’s personal intervention in the standoff involving the fasting activist Sonam Wangchuk, protesting students, and others involved in the ongoing stir against exam-paper leak has been both decisive and symbolic.

For weeks, the impasse had deepened, with Wangchuk’s fast entering a critical phase, student groups intensifying demonstrations, and the government facing acute pressures from civil society and the Opposition benches alike. By opening direct channels of dialogue with Wangchuk and student leaders simultaneously, PM Modi signalled that his government was willing to listen, negotiate, and act.

At the same time, he ensured concrete steps aimed at addressing the root causes of the protests, particularly greater transparency, fairness, and accountability in public examinations and recruitment processes. One of the notable outcomes of this intervention was the announcement of fast-track courts dedicated to cases of examination malpractice, and related offences.

When judicial process takes time, it often erodes public faith in the system. Here, the promise of swift adjudication was seen as a statement of intent. By ensuring that such cases are resolved fairly and promptly, the government thus hopes to restore credibility to institutions that have been tarnished by repeated scandals.

In a video message, the Prime Minister further pledged introducing a strict law to check exam-paper leaks.

And on Friday, according reports, the Union Cabinet approved a Bill and related provisions aimed at setting up fast-track courts and introducing harsher punishment in cases of paper leaks and exam malpractices.

The proposed legislation is expected to be introduced in Parliament next week to be passed as law, added reports. This also puts the ball in Opposition court who has been protesting in Parliament on the issue, leading to an impasse.

Earlier, the Public Examinations (Prevention of Unfair Means) Act, 2024 was hailed as a landmark in India’s fight against organised exam malpractice, promising to safeguard meritocracy through stringent penalties and centralised enforcement. Yet, in some high-profile cases, the accused individuals managed to exploit ambiguities in the law, securing bail, and reportedly, even sometimes return to similar activities while cases were going on. There followed thoughts on closing the loopholes, introduce severe prosecution and penalties for those who abuse the system, further empower investigative agencies, and coordinate across state jurisdictions, among other possible amendments.

The Prime Minister’s approach reflected a blend of political pragmatism and governance dharma. On one hand, he has shown his government’s willingness to engage with dissenters rather than dismiss them outright. This move can now help defuse tensions and prevent any escalation.

On the other, he has leveraged the moment to push for systemic reforms that align with his broader narrative of efficiency, accountability, and zero tolerance for corruption.

Meanwhile, the government’s outreach at engaging with Sonam Wangchuk is not lost on observers. The 59-year-old engineer-activist, known for his work in sustainable education and environmental innovation, commands respect across ideological divides. His fast raised concerns among people and the government acknowledged the legitimacy of citizen-led activism in shaping policy.

Scepticism does remain, but the creation of fast-track courts and the drafting of a tougher law are concrete markers on which the government’s sincerity can be judged. But the success of these initiatives will depend on execution. If implemented effectively, these measures could set a precedent for responses in other sectors as well.

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National News

Landslide of rocks hits vehicle in Himachal; 6-month-old infant among 13 killed

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Shimla, July 24: A massive landslide of rocks dislocated from a mountain hit a Tata Sumo with 15 people onboard in Himachal Pradesh’s remote, rugged Pangi Valley in Lahaul-Spiti district on Friday, killing 13 people, including a six-month-old infant.

The area has been witnessing heavy rainfall for the past many days. The vehicle caught fire after it came under debris of the mountain that collapsed near Karunallah on the Udaipur-Pangi road. Two passengers managed to survive as they jumped out of the vehicle moments before it was crushed. The vehicle was on its way from Kullu to Pangi.

Deputy Commissioner Kiran Badana told the media that 15 people, comprising the driver, were travelling in the vehicle that was heading towards Pangi Valley through the Udaipur-Killar road, which was closed for traffic for a day earlier owing to landslides. Border Roads Organisation (BRO) personnel launched the rescue operation immediately after the incident.

Bharmour legislator Janak Raj said the Deputy Commissioners of Chamba and Lahaul-Spiti had been asked to speed up rescue and relief operations.

According to the police, owing to the closure of the Udaipur-Killar road on the previous day, all the passengers were stuck in Tindi. After the road was reopened, the vehicle left for Pangi.

Pangi Resident Commissioner Amandeep Singh said rescue teams from the Lahaul and Spiti Police, along with local administration personnel, rushed to the spot. The Killar-Udaipur road, which passes through the remote Chamba region, is prone to landslides and rockfalls, especially during monsoon.

Rescue operations were challenging amid inclement weather and falling debris. The administration has appealed to the public not to believe in any kind of unverified information or rumours and to rely on information from the administration.

The India Meteorological Department (IMD) has forecast heavy rain in several districts till July 26.

Chief Minister Sukhvinder Sukhu expressed grief over the death of 13 people. The Chief Minister directed the Deputy Commissioner of Lahaul-Spiti to proceed immediately to the incident site and supervise the rescue and relief operations.

He also asked the Deputy Commissioner to provide all possible assistance to the next of kin of the deceased and the best of treatment to the injured. He wished speedy recovery to the injured.

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Crime

Delhi: Interstate gang of auto-lifters busted, 11 stolen vehicles recovered

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New Delhi, July 24: In a major breakthrough in organised vehicle theft, the Delhi Police on Friday busted an interstate gang of auto-lifters and apprehended two thieves, with a history of committing such offences.

At least 11 stolen vehicles were recovered from their possession. The arrested accused have been booked under various sections of Bharatiya Nyaya Sanhita (BNS).

The accused were identified as Sarfaraz, resident of Mehrauli and Rahul Kesharwani, resident of Amethi in Uttar Pradesh.

The auto-rickshaw, which the criminals used in stealing the vehicles, has also been impounded by the police.

The action against auto-lifters began on a complaint by Bobby Khan, who reported the theft of his Bajaj Discover motorcycle from Chhatarpur Pahari.

A dedicated police team analysed the CCTV footage of the area and carried out extensive local enquiries. Then, acting on specific information and technical surveillance, they laid a trap near CDR Chowk, apprehending two suspects.

The police recovered 11 stolen motorcycles along with the auto-rickshaw used in the commission of the crime. This has helped resolve 11 motor vehicle theft cases, registered across different police stations in Delhi.

During sustained interrogation, both accused disclosed their involvement in multiple vehicle thefts.

They disclosed that they used to identify unattended motorcycles and scooties parked in residential colonies and public places during late-night hours.

After stealing the vehicles, they either concealed them at isolated locations or disposed of them to prospective buyers after changing their identity to earn quick money.

The Mehrauli police team undertook scientific analysis of CCTV footage, conducted technical surveillance and took direct inputs from field staff for cracking down on the inter-state gang.

With the arrest of auto-lifters running cross-border operations and recovery of 11 stolen vehicles, this deals a significant blow to the organised vehicle theft network operating in the capital.

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