National News
Spike In Aadhaar Payment Frauds Raises Security Concerns; Experts Link It With Demonetisation, Contractual Hiring
Approximately 29,000 incidents of Aadhaar Enabled Payment System (AePS) fraud have been reported on the National Cyber Crime Reporting Portal, according to Minister of State for Home Affairs, Bandi Sanjay Kumar. He recently shared this information in the Rajya Sabha. investigating agencies and industry experts to uncover the reasons behind these recurring cyber frauds.
The National Cyber Crime Reporting Portal (NCRP) [https://cybercrime.gov.in] was launched in 2020 as part of the Indian Cyber Crime Coordination Centre (I4C). The platform allows the public to report all types of cyber crimes, with a special focus on crimes against women and children. Incidents reported on this portal, their conversion into FIRs, and subsequent actions are handled by the respective State/UT law enforcement agencies according to legal provisions.
Experts believe that AePS-related fraud began to surge following demonetisation. “After 2016, many banks gradually started outsourcing various tasks, including documentation, technology, and even personnel. This led to the hiring of contract employees from outsourced firms. Nowadays, when you visit a bank, you’re likely to see new faces frequently. These contract employees come and go like daily wagers, yet they have full access to the banking system. Their contract jobs come with targets, such as opening 70 bank accounts a month. To meet these goals, they may resort to unethical means, as it directly affects their paychecks. Most of those arrested in connection with cybercrime are contract employees who had access to account holder information,” explained an expert who wished to remain anonymous.
Recently, the Mumbai Police uncovered several cybercrime cases in which the accused turned out to be bank employees who were assisting cybercriminals by creating accounts for illegal transactions. While the masterminds often evade capture, the bank employees end up becoming scapegoats.
N. Shankar, General Secretary of the All India Union Bank Employees Association, commented on the issue of outsourcing. “When the Reserve Bank of India (RBI) approved outsourcing, it issued guidelines covering both material and non-material outsourcing, emphasizing the ‘safety factors’ that banks must prioritize for customer security. The RBI also stressed the need for regular audits of outsourcing companies. If these audits are properly conducted, many potential issues could be identified in time,” he said.
Meanwhile, Mumbai Police officials believe that the banking sector as a whole requires greater scrutiny and stricter regulations to combat the rising cyber frauds. “Banks play a crucial role in enabling cyber fraud. Just as it’s easy to open a bank account, it’s equally easy to misuse the sensitive information of ordinary citizens for serious criminal activities without their knowledge. We have arrested numerous individuals, only to later discover that they had no direct involvement in the crime. The real perpetrators operate from remote locations, far beyond our reach. Protecting citizens from falling victim to these scams is imperative, and the banks must be part of the solution,” said a senior police official.
The minister highlighted the efforts being made under the ‘Citizen Financial Cyber Fraud Reporting and Management System’ (I4C) for the immediate reporting of financial fraud and preventing fraudsters from siphoning funds. He stated that over ₹2,400 crores have been saved across more than 7.6 lakh complaints. Additionally, a toll-free helpline number, 1930, is operational to assist in lodging cyber complaints. To date, over 5.8 lakh SIM cards and 1,08,000 IMEIs have been blocked, based on police reports, by the Government of India.
International News
EAM Jaishankar and US counterpart Rubio discuss advancing ties, regional developments

External Affairs Minister (EAM) S Jaishankar held a meeting with US Secretary of State Marco Rubio in Mumbai on Tuesday, with discussions focusing on further advancing bilateral ties.
During the meeting, the two ministers exchanged views on regional developments. Foreign Secretary Vikram Misri, US Ambassador to India Sergio Gor and other officials were also present at the meeting.
“Pleased to meet US Marco Rubio in Mumbai today. We shared views on further advancement of our ties, focusing on trade, energy, technology, defence and people-to-people ties. Also exchanged views on regional developments,” EAM Jaishankar stated on X after the meting.
Rubio said that he and EAM Jaishankar discussed energy security and defence cooperation.
“In Mumbai, Indian External Affairs Minister S Jaishankar and I discussed energy security and defense cooperation while reaffirming the importance of advancing the U.S.-India strategic partnership,” the US Secretary of State posted on X.
Earlier, EAM Jaishankar, Marco Rubio and UAE Foreign Minister Sheikh Abdullah bin Zayed Al Nahyan held a meeting in Mumbai, with discussions held on regional energy security and advancing shared economic priorities.
“It was great to meet with Indian External Affairs Minister S Jaishankar and UAE Foreign Minister Sheikh Abdullah bin Zayed Al Nahyan to discuss regional energy security and advance our shared economic priorities,” Rubio stated on X after the meeting.
Following the meeting, Ambassador Gor also took to X and wrote: “The US, India, and UAE have real opportunities to advance cooperation on energy, trade, technology, and regional connectivity. Marco Rubio, S Jaishankar, and UAE Foreign Minister Sheikh Abdullah bin Zayed Al Nahyan in Mumbai for a discussion on turning our close ties into concrete results!”
Earlier in the day, Marco Rubio arrived in Mumbai for an official visit to India. For his visit to Mumbai, Rubio is accompanied by his wife, Jeanette Rubio and US Ambassador to India Sergio Gor.
The Ministry of External Affairs (MEA) extended a warm welcome to Rubio as he arrived in Mumbai for his second visit to India, noting that it provides an opportunity to further advance cooperation across various pillars of the India-US Comprehensive Global Strategic Partnership.
“Welcome to Mumbai, US Secretary of State Marco Rubio, on your second visit to India! He was received by Shri Ashish Shelar, Minister of Culture, Electronics, IT and AI, Government of Maharashtra at the airport. The visit provides an opportunity to further advance cooperation across the various pillars of the India-US Comprehensive Global Strategic Partnership,” the MEA posted on X.
After concluding his engagements in Mumbai, Rubio will travel to Gujarat’s Jamnagar for talks that will include “enhanced energy cooperation”, the US State Department said.
Crime
Model Shraddha Dubey, wanted in businessman Shiva Sharma death case, arrested in Nagpur

Model Shraddha Dubey, a key accused in the death of Lucknow-based businessman Shiva Sharma, has been arrested in Nagpur along with her sister Rashmi Dubey and driver Danish, Uttar Pradesh Police said on Tuesday.
The three accused, who had been absconding since the registration of the case, were apprehended by the Lucknow Police and the Uttar Pradesh Special Task Force (STF) with the assistance of Nagpur Police on Tuesday.
A reward of Rs 50,000 each had been announced for information leading to their arrest.
Following her arrest, Shraddha Dubey has been brought to Bell Road Police Station on Wardha Road in Nagpur, where she is currently being questioned.
Officials of the Uttar Pradesh STF and Nagpur Police are present at the police station and are jointly questioning her.
According to the police, a case under Section 103(1) of the Bharatiya Nyaya Sanhita (BNS) was registered at the Hazratganj Police Station on October 9 on the basis of a written complaint filed by Ranjana Sharma.
The accused are being taken through the necessary legal formalities before being brought to Lucknow for further investigation into Sharma’s death.
Meanwhile, fresh details have emerged about Dubey’s movements during her absconding period.
According to media reports, she stayed for nearly 24 hours at a hotel in Taj Nagari Phase-I in Agra.
The reports claimed that CCTV footage showed a vehicle allegedly linked to Dubey arriving at the hotel at 6:33 a.m. on October 17. Around 20 minutes later, at 6.53 a.m., a woman identified as Dubey reportedly entered the premises. The vehicle’s registration number was reported to be UP32RT8043.
During her absconding period, Dubey had released a video appealing against linking her name with influential individuals.
An earlier viral audio recording, purportedly featuring her threatening Sharma, had also surfaced, in which she was allegedly heard referring to complaining about him to a ‘sir’.
National News
CJP leaders Saurav Das, Ashutosh Ranka to approach Delhi HC seeking release

Cockroach Janata Party (CJP) leaders Saurav Das and Ashutosh Ranka are set to move the Delhi High Court seeking their release, challenging the Special Executive Magistrate (SEM) court’s order extending their judicial custody in connection with the Jantar Mantar trespassing case.
The move comes a day after the SEM court extended the judicial custody of the two till October 21, observing that their conduct “shows no respect for law” and reflects their “habitualness in calling protest at de-notified areas”.
The two CJP leaders were sent to judicial custody till October 21 by SEM Ritu Raj at Mandir Marg police station after their earlier five-day judicial custody ended on Monday.
In its order, the SEM court said the investigating officer had placed substantial material on record, raising concerns over the likelihood of a breach of peace and disturbance of public tranquillity.
It also recorded that the two leaders had allegedly breached the bonds furnished by them before the SEM, South-West District, on October 11 and subsequently committed a breach of peace in the present case.
The court further observed that their assurance that they would not repeat the alleged offence did not inspire confidence in view of their past conduct and the material placed on record by the investigating officer.
Das and Ranka, along with party member Ajinkya Shinde, were among 14 people detained on October 13 after they entered Jantar Mantar through private premises and obstructed police personnel from discharging their official duties.
The CJP members were protesting against alleged irregularities in the Special Intensive Revision (SIR) of electoral rolls and had raised slogans against Chief Election Commissioner (CEC) Gyanesh Kumar.
Delhi Police had justified their continued custody, citing repeated violations of law and apprehensions that their release could lead to further violations and instigation of others.
The SEM court had also found the sureties furnished on behalf of the two leaders unfit following an inquiry, citing discrepancies in identity documents and their inability to provide basic details about the persons for whom they stood surety. It directed them to furnish fresh sureties.
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