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Spike In Aadhaar Payment Frauds Raises Security Concerns; Experts Link It With Demonetisation, Contractual Hiring

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Approximately 29,000 incidents of Aadhaar Enabled Payment System (AePS) fraud have been reported on the National Cyber Crime Reporting Portal, according to Minister of State for Home Affairs, Bandi Sanjay Kumar. He recently shared this information in the Rajya Sabha. investigating agencies and industry experts to uncover the reasons behind these recurring cyber frauds.

The National Cyber Crime Reporting Portal (NCRP) [https://cybercrime.gov.in] was launched in 2020 as part of the Indian Cyber Crime Coordination Centre (I4C). The platform allows the public to report all types of cyber crimes, with a special focus on crimes against women and children. Incidents reported on this portal, their conversion into FIRs, and subsequent actions are handled by the respective State/UT law enforcement agencies according to legal provisions.

Experts believe that AePS-related fraud began to surge following demonetisation. “After 2016, many banks gradually started outsourcing various tasks, including documentation, technology, and even personnel. This led to the hiring of contract employees from outsourced firms. Nowadays, when you visit a bank, you’re likely to see new faces frequently. These contract employees come and go like daily wagers, yet they have full access to the banking system. Their contract jobs come with targets, such as opening 70 bank accounts a month. To meet these goals, they may resort to unethical means, as it directly affects their paychecks. Most of those arrested in connection with cybercrime are contract employees who had access to account holder information,” explained an expert who wished to remain anonymous.

Recently, the Mumbai Police uncovered several cybercrime cases in which the accused turned out to be bank employees who were assisting cybercriminals by creating accounts for illegal transactions. While the masterminds often evade capture, the bank employees end up becoming scapegoats.

N. Shankar, General Secretary of the All India Union Bank Employees Association, commented on the issue of outsourcing. “When the Reserve Bank of India (RBI) approved outsourcing, it issued guidelines covering both material and non-material outsourcing, emphasizing the ‘safety factors’ that banks must prioritize for customer security. The RBI also stressed the need for regular audits of outsourcing companies. If these audits are properly conducted, many potential issues could be identified in time,” he said.

Meanwhile, Mumbai Police officials believe that the banking sector as a whole requires greater scrutiny and stricter regulations to combat the rising cyber frauds. “Banks play a crucial role in enabling cyber fraud. Just as it’s easy to open a bank account, it’s equally easy to misuse the sensitive information of ordinary citizens for serious criminal activities without their knowledge. We have arrested numerous individuals, only to later discover that they had no direct involvement in the crime. The real perpetrators operate from remote locations, far beyond our reach. Protecting citizens from falling victim to these scams is imperative, and the banks must be part of the solution,” said a senior police official.

The minister highlighted the efforts being made under the ‘Citizen Financial Cyber Fraud Reporting and Management System’ (I4C) for the immediate reporting of financial fraud and preventing fraudsters from siphoning funds. He stated that over ₹2,400 crores have been saved across more than 7.6 lakh complaints. Additionally, a toll-free helpline number, 1930, is operational to assist in lodging cyber complaints. To date, over 5.8 lakh SIM cards and 1,08,000 IMEIs have been blocked, based on police reports, by the Government of India.

National News

Shivdeep Lande: Bihar’s Singham IPS Shivdeep Lande resigns from police service, because in bouquet, what to do next?

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Patna: Marathmole IPS officer Shivdeep Lande popularly known as Singham of Bihar has resigned from the police service. Shivdeep Lande gave information about this by sharing a post on social media. In this post, Shivdeep Lande said, “My dear Bihar, I am now resigning from my post after 18 years of service through government posts. Throughout my tenure, I have considered the state of Bihar above myself and above my family. I am sorry if I have missed anything during my service. I have resigned from Indian Police Service. However, I will stay in Bihar. Shivdeep Lande has mentioned in his Facebook post that Bihar will be my Karmabhoomi from now on.

Shivdeep Lande, a 2006 batch IPS officer, was currently a Superintendent in the Bihar Special Task Force. He is well known in Bihar for his fearless work style. Chief Minister Nitish Kumar also expressed regret when Shivdeep Lande was transferred to Maharashtra for some time. Bihar Chief Minister Nitish Kumar did not want to release Lande. However, Singham Shivdeep Lande was allowed to return to Swagrihi i.e. Maharashtra.

Who is Shivdeep Lande?
Shivdeep Lande, 40, is a 2006 batch IPS officer. Shivdeep has graduated in Electrical Engineering. Shivdeep was born on 29 August 1976 at Badsingi in Buldana district. The house situation is very bad. Shivdeep has an elder sister and a younger brother. Shivdeep’s primary education was done in Zilla Parishad School. He then graduated from Amravati University through government quota in Electronic Engineering. After this, Shivdeep directly reached Mumbai for his job. He worked as a lecturer in engineering college in many colleges in Mumbai. But the desire to do something for the society did not allow him to sit still. So he prepared for UPSC. Shivdeep Lande, who passed UPSC, wanted to become a collector. But due to not getting rank, he had to accept IPS.

First posting
Shivdeep Lande was posted as Superintendent of Police in Jamalpur near Munger, Bihar. This area was known as Naxal infested. This area was known as the area of ​​Naxalites who were firing on the police. It is here that Superintendent of Police Surendra Babu was killed by Naxalites in 2005. So the police were afraid to go to this place. But in the very first appointment, Shivdeep made an impression on his work and won the trust of the locals. Every week they visit the area and meet the locals. So he got the support of the locals. It resulted in a reduction in crime. Shivdeep ended crime in Bihar by carrying out many striking operations. Political pressure was put on them to stop the strike action. He was also transferred. However, Bihari people had come to the streets against Shivdeep’s transfer.

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Crime

Tripura: Police Seize 44 Kg Of Drugs Worth Rs 2.52 Lakh At Agartala Railway Station

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Agartala (Tripura): Agartala Government Railway (GRP) Police seized 44 kg of drugs worth Rs 2.52 lakhs at Agartala Railway Station, railway police said on Tuesday.

About The Seizure

Acting on a tip-off, police on Tuesday conducted a search near the 13th rail track on the Agartala to Jirania route, near Agartala Railway Station. During the operation, authorities recovered 44 kg of dried cannabis from bushes alongside the tracks. The narcotics were allegedly being smuggled out of the state via train.

According to the police, the seized cannabis has an estimated market value of approximately Rs 2.52 lakhs. The Agartala GRP (Government Railway Police) station has launched an investigation to identify the individuals responsible for this illegal consignment. Further action will be taken based on the findings of the investigation.

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National News

Atishi Likely To Address First House Session As Delhi Chief Minister On September 26 And 27

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Delhi: Aam Admi Party leader and the successor of Arvind Kejriwal as the Chief Minister of Delhi, Atishi Marlena Singh, will likely address her first session as the head of the Delhi assembly next Thursday, September 26. The Delhi government has announced a two-day special session on September 26 and 27, as reported by party officials.

Atishi Takes Over After Kejriwal As Delhi CM

The choice to convene a special session aligns with Arvind Kejriwal stepping down as the chief minister and CM-designate Atishi asserting her right to govern. A senior party member mentioned that the meeting’s agenda is still undecided.

When Will Atishi Take Oath As Delhi’s New CM?

Atishi Marlena, the newly appointed Chief Minister of Delhi, has not yet been sworn in. Although the dates haven’t officially been announced yet, as per a few reports, the oath-taking ceremony is scheduled to occur before the Delhi Assembly session. The Speaker’s Office has announced that the Delhi Assembly session is scheduled for September 26 and 27.

Atishi To Address House

Atishi is scheduled to address the house on the challenges confronting Delhi and to assure the path forward. The member stated that it is uncertain if the oath-taking ceremony will be finished by then, as it will rely on the dates given by LG VK Saxena after approval from the President.

SK Sharma, a constitutional expert and a former secretary to the Lok Sabha and the Delhi assembly, said, “The power to appoint minister and chief minister is with the President. The head of legislative group has laid stake to power. Since AAP has brute majority, there should be no hurdle.”

“A date for oath-taking ceremony needs to be fixed, which is at the discretion of the President and LG.” Sharma said.

“Atishi will be speaking at the house on issues being faced by Delhi and the way ahead. It is not yet clear whether the oath-taking ceremony would be complete by then, as it will depend on the dates provided by LG VK Saxena after concurrence from the President,”

Assembly Sessions

Throughout the course of a year, there are typically three significant assembly sessions conducted, namely the budget session, monsoon session, and winter session. However, there have been occasions where the legislative assembly has convened more than three sessions to address the urgent matters presented by the government. There must also not be a gap longer than six months between two sessions.

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